If you need help with mortgages or just want the latest rates and programs, click here for
KIP MURPHY with HOMEOWNERS MORTGAGE

You can search our entire home market HERE!

Buying a home is a road filled with many confusing choices. When you get to the fork in the road ... have a trusted home buying professional at your side to keep you from taking the wrong turn.  I am an Accredited Buyer Representative.  More than one million people in the United States are licensed to sell real estate.  Of those licensees, fewer than one in five hundred is an Accredited Buyer Representative. I have a legal and ethical responsibility to always act in the best interest of the buyer under contract.  You have me squarely and exclusively in your corner. Click here to read what buyers have said about my representing them.

What is a Buyer Representative? 
A Buyer Representative works solely for you and has no legal or other responsibilities to the seller.  When working with a Buyer Representative, you have the advantage of personal representation, independent counseling, loyalty, confidentiality and trust.  On the other hand, while helping you present an offer, negotiate, and close a transaction, a general real estate agent has certain legal and ethical responsibilities to the seller and agent of any property you choose. 
SERVICES AND DUTIES PROVIDED SELLER AGENT BUYER AGENT
Arrange property showings
Assist with financing
Provide property data
Explain forms and agreements
Monitor closing
Prepare a property value study
Provide access to the entire market, both listed and unlisted
Promote and protect buyer's best interest: advise the buyer
Negotiate the best price and terms for you
Point out reasons not to buy
Assist in the offer with buyer's best interest in mind
Keep buyer's bargaining position confidential
Research property for liens and original purchase price
Provide anonymity, if desirable
Put the buyer's interest first during the entire buying process


Will a Buyer Representative disclose more information to us? 
Yes, indeed.  Because a Buyer Representative's responsibility is to YOU, I can be more forthright with any negative aspects about properties that you're investigating for purchase. 

What do you mean by "confidentiality?" 
Since a Buyer Representative is legally obligated to only you, I can help you maintain absolute privacy with regard to financial and personal information.  That's another important benefit of working closely with a qualified Buyer Representative. 

A few more questions? 
I have the answers and many more details about Buyer Representation available by Mail, E-mail or fax. 

Click here for more information and a Buyer Representation packet.